Privacy Policy for Trump Accounts

Effective Date: [Insert Date – e.g., October 26, 2023]

Trump Accounts, accessible via trumpaccounts.gov (and trumpaccountsgov.online), is a U.S. government-backed investment savings program designed to provide a secure financial future for eligible American children. This Privacy Policy describes how Trump Accounts (referred to as “we,” “us,” or “our”) collects, uses, shares, and protects the personal information of program participants, guardians, and other contributors through our website, login portals, and any associated applications (collectively, the “Services”).

We are committed to protecting your privacy and ensuring the security of your personal and financial information. As a government-backed program, we adhere to strict federal privacy and data security standards.

1. Information We Collect

We collect various types of information necessary to establish, administer, and manage Trump Accounts. This information may include:

• For the Child Beneficiary:
  • Full legal name, date of birth, and Social Security Number (SSN).
  • Residential address and citizenship status.
  • Information related to eligibility for the government-funded starting deposit.
• For the Parent or Legal Guardian (Account Manager):
  • Full legal name, date of birth, and Social Security Number (SSN).
  • Residential address, email address, and telephone number.
  • Government-issued identification (e.g., driver’s license, passport) for identity verification purposes.
  • Banking information (account number, routing number) for linking to the Trump Account for contributions and future distributions.
  • Relationship to the child beneficiary.
  • Login credentials (username and password).
• For Other Contributors (e.g., Employers, Family Members):
  • Full legal name, email address, and payment information (e.g., credit card details, bank account information) for processing contributions.
  • Relationship to the child beneficiary (optional).
• Financial and Transactional Information:
  • Account balances, contribution history, withdrawal requests, and investment selections.
  • Transaction details, statements, and tax-related information.
• Technical and Usage Information:
  • IP address, device type, browser type, operating system.
  • Pages visited, time spent on the website, links clicked, and features used within our Services.
  • Information collected through cookies, web beacons, and other tracking technologies (see Section 5 below).

We collect this information directly from you when you register for an account, log in, make contributions, or interact with our Services. We may also obtain information from third-party sources such as identity verification services, financial institutions, and relevant government agencies to verify eligibility and comply with legal obligations.

2. How We Use Your Information

We use the collected information for the following primary purposes:

• Account Administration: To establish, maintain, and manage Trump Accounts, including verifying eligibility for the program and any government-funded deposits.
• Processing Transactions: To process contributions, manage investment selections (in low-cost stock market index funds), and facilitate future distributions when the child reaches eligibility.
• Identity Verification and Security: To verify your identity, prevent fraud, enhance the security of our Services, and protect the interests of account holders and the program.
• Communication: To send account statements, program updates, tax documents, security alerts, and respond to your inquiries.
• Legal and Regulatory Compliance: To comply with federal laws, regulations (e.g., tax reporting, anti-money laundering, Know Your Customer (KYC) requirements), court orders, and government requests.
• Service Improvement: To analyze usage patterns, diagnose technical problems, and improve the functionality, performance, and user experience of our Services.
• Reporting and Analytics: To generate aggregated and anonymized statistical data for internal program reporting, research, and oversight by government agencies.

3. How We Share Your Information

We share your information only as necessary to administer the Trump Accounts program and as permitted or required by law. We do not sell your personal information to third parties.

Your information may be shared with:

• Government Agencies: Relevant U.S. federal agencies, such as the Department of the Treasury, the Internal Revenue Service (IRS), and other oversight bodies for program administration, compliance, reporting, and auditing purposes.
• Service Providers: Third-party vendors and service providers who perform services on our behalf, such as investment managers, custodians, payment processors, identity verification services, IT and data security providers, and customer support. These providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.
• Legal Obligations: When we believe in good faith that disclosure is necessary to comply with a legal obligation, such as a subpoena, court order, or governmental request.
• Protection of Rights: To protect the rights, property, or safety of Trump Accounts, our users, or the public, as required or permitted by law.
• Aggregated or Anonymized Data: We may share aggregated or anonymized information that cannot be used to identify you personally for research, analytical, or reporting purposes.

4. Data Security

We implement robust administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encryption, multi-factor authentication, access controls, firewalls, and regular security assessments. While we strive to protect your data, no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

5. Cookies and Other Tracking Technologies

We use cookies and similar tracking technologies (e.g., web beacons, pixels) to enhance your experience with our Services.

• What are Cookies? Cookies are small text files placed on your device by a web server that allow us to recognize your browser and capture certain information.
• How We Use Them:
  • Essential Cookies: Necessary for the website to function, enabling core features like security, account login, and access to secure areas.
  • Analytics Cookies: Help us understand how users interact with our Services by collecting information about traffic, usage patterns, and popular content. This helps us improve our website and services.
  • Functional Cookies: Remember your preferences (e.g., language, region) to provide a more personalized experience.
• Your Choices: Most web browsers are set to accept cookies by default. You can typically modify your browser settings to decline cookies, or to alert you when cookies are being sent. However, if you disable cookies, some features of our Services may not function properly.

6. Children’s Privacy

Trump Accounts are designed for the benefit of children. While the accounts are in the child’s name, all interactions with our Services, including registration, account management, and contributions, are conducted by parents or legal guardians. We do not knowingly collect personal information directly from children under the age of 13 without verifiable parental consent. If we become aware that we have inadvertently received personal information from a child under 13 without proper consent, we will delete such information from our records.

7. Your Rights

As a user of Trump Accounts, you have certain rights regarding your personal information, subject to applicable law and program requirements:

• Access: You have the right to request access to the personal information we hold about you.
• Correction: You have the right to request correction of any inaccurate or incomplete personal information.
• Deletion: You may have the right to request deletion of your personal information, though this may be subject to legal retention periods and program requirements (e.g., we must retain certain financial records for compliance).
• Opt-Out: You can opt-out of receiving non-essential communications from us.

To exercise any of these rights, please contact us using the information provided in the “Contact Us” section below. We may require verification of your identity before processing your request.

8. Third-Party Links

Our Services may contain links to third-party websites that are not operated by us. This Privacy Policy does not apply to the practices of those third parties. We encourage you to review the privacy policies of any third-party sites you visit.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and, where appropriate, by email. Your continued use of the Services after the effective date of the revised policy constitutes your acceptance of the changes.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: [email protected]

Thank you for your trust in Trump Accounts.